When betting on a individual football game you have 2 options, you can gamble with the point spread or you could bet what’s known as the money line. Point spread is easy enough to understand; one team is far better than the other, in order a handicap they have to give points to the other team. If SF is playing CLE, SF is the better team, so that they provide Cle 7 points. This means that the 49ers not only need to win the game, but they have to win by 8 points for the ones that bet on them to win. If they only win by for, people who bet on CLE win the bet.
The money line eliminates the points, but won’t cover as much when the better team wins as it will for the underdog. So SF may be -180, which means that a $90 bet would return $140 (your bet + $50 gain ). CLE will be +150, therefore should they win a $100 wager would return $250 (your $100 bet plus $150 profit).
BTW: In case you would like to use the point spread most people would bet $55 instead of $50. In this way when you win, you’d make a gain of $50, after the house takes their 10 percent commission.

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