When betting on a individual football game you have two options, you can gamble with the point spread or you can bet what’s known as the money line. Point spread is easy enough to understand; a single team is better than the other, in order a handicap they have to give points to another team. So if SF is playing CLE, SF is the better team, which means they provide Cle 7 points. This usually means that the 49ers not only need to win the game, but they have to win by 8 points for the ones that bet on them to win. If they only win for, people who gamble on CLE win the wager.
The cash line eliminates the points, but will not pay as much if the better team wins because it will for the underdog. So SF may be -180, so a $90 wager would return $140 (your wager + $50 gain ). CLE would be +150, so if they win a $100 wager would yield $250 (your $100 bet plus $150 profit).
BTW: In case you want to use the stage spread most people would wager $55 instead of $50. In this way when you win, you’d earn a profit of $50, after the home takes their 10 percent commission.

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